Contribution details
Contribution rates follow your company's PF trust rules — 10% + 10% of basic is the most common setup in Bangladesh.
Estimated fund growth
Accumulated balance (before profit)
৳60,000
- Employee / month
- ৳2,500
- Employer / month
- ৳2,500
- Employee total
- ৳30,000
- Employer total
- ৳30,000
Indicative only. Actual balances include fund profit/interest and follow the vesting rules of your PF trust.
Provident fund in Bangladesh — common questions
How is provident fund calculated in Bangladesh?+
Both the employee and the employer typically contribute a fixed percentage of the basic salary each month — commonly 10% each — into the fund. The exact rate follows the company's PF trust rules.
When can an employee withdraw provident fund?+
Usually on resignation, retirement or separation, subject to the PF trust deed. Some funds allow partial withdrawal or loans after a minimum service period.
Is provident fund taxable in Bangladesh?+
Contributions to a recognized provident fund get tax rebate treatment under NBR rules, and the employer's contribution above certain limits can be taxable. Confirm with your tax adviser.
Does the employer contribution vest immediately?+
Not always. Many PF trusts vest the employer's share gradually — for example fully after 3–5 years of service. Check your company's PF policy.
Run PF automatically with every payroll
AIHR BD deducts employee PF, adds the employer share, keeps a per-employee passbook and prints the annual PF certificate. 14-day free trial — no credit card required.